If you have up to $500,000 to invest with us, our Navigator Service is designed especially for you. We want to share with you all our investment expertise, in a cost-effective way.
We mould our advice specifically to you and your circumstances: we learn about your investment goals and objectives, how old you are, in what stage of your life’s journey you are and how you consider and approach risk.
The Navigator service is a tailored investment solution for investors seeking a full portfolio service without the difficulties and transaction costs associated with direct investment.
Your portfolio will be a combination of the Hobson Wealth Investment Funds (a managed investment scheme (“Scheme””)) blended specifically to suit your risk profile. The Funds comprise the Hobson Wealth NZ Fixed Interest Fund, the Hobson Wealth NZ Equity Fund and the Hobson Wealth International Growth Fund. The Scheme is hosted by Implemented Investment Solutions Limited (‘IIS’), with investment management provided in-house by Hobson Wealth. Your portfolio will be regularly monitored by your adviser. As part of the Navigator Service you will receive:
You get advice on your portfolio, based on agreed investment objectives, with your assets allocated across a combination of the three funds within the Scheme investing collectively in NZ shares and fixed interest securities as well as selected international shares and investment fund.
Online Access and Communication
Your portfolio is available online to you at any time, and a valuation or other reports can be easily produced upon your request. You will receive notification of any portfolio changes and reasons why as they occur.
You will receive a monthly Navigator Update which provides market, portfolio and fund commentary among other information. You receive six monthly portfolio reporting and year-end tax reporting on your portfolio.
We will contact you annually to review your investment objectives and financial circumstances.
What does the Navigator Service look like?
One of our qualified advisers will work with you to determine your investment objectives and risk tolerance and will derive a recommended combination of the three Hobson Wealth Investment Funds that is best suited to you.
Hobson Wealth’s Investment Team maintain five models for the different combinations of each Hobson Wealth fund: conservative, moderate, balanced, growth and high growth.
For example, if your circumstances and goals etc see your adviser recommending a “Moderate” allocation your investments will be apportioned 22% into the NZ Equity Fund, 22% in to the International Growth Fund and 56% in to the NZ Fixed interest Fund.
What does the Navigator Service cost?
Each of the Hobson Wealth Investment Funds has an annual management charge of 1.25% + GST, calculated daily and paid monthly.
All fees and charges within the funds are fully tax deductible.